
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our are we seeing the demise of stress testing evaluations. Here is a list of our partners and here’s how we make money. Want to look more polished, save more time, and conquer cash flow? Send invoices whenever and wherever you want with Wave’s free app for iOS and Android.
Pocket- and small business-friendly perks
He joined Mastercard in 2012 as Chief Executive Officer for Mobile Payment Solutions (MPS) where he was responsible for deploying mobile solutions in Brazil, Argentina, Egypt, Indonesia, Philippines, India and Turkey. Easily monitor and keep track of what’s going on in your business with the intuitive dashboard. The quick summary allows you to stay in control of your business finances, including a task list of outstanding items. Automate the most tedious parts of bookkeeping and get more time for what you love.
Track payments and communications

It also complies with accounting standards and uses double-entry accounting, which can help ensure accuracy. Manually creating invoices in Microsoft Word or Excel can be time-consuming and difficult to manage. Digital invoicing empowers your small business by automating invoice processing and saving time by tracking key invoice data like upcoming and outstanding invoices.
See all Payments features

Electronic invoices also provide small business owners with professional-looking digital invoices that their customers can pay easily online through a system like Wave’s online payments. Wave Accounting’s Starter plan is free and its Pro plan, which includes more features, is $16 per month. Regardless of which you choose, you will have to pay processing fees to accept invoice payments online.
Stop chasing clients around
Our partners cannot pay us to guarantee favorable reviews of their products or services. Yes, switching from other accounting apps or products to Wave is easy! See our step-by-step guide on how to import bookkeeping data into Wave here. Wave uses real, double-entry accounting software. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.
Sandra comes to Wave following a decade of management consulting. She is a proud mom and aspiring chef who enjoys all things cottage life, giving back to her community, and spending time with family and friends. You can sign up for Wave quickly and easily online. After providing a few basic details about your business — name, type, currency you use, address — what is a stale check you’ll have instant access to your account. Allows an unlimited number of users in the Pro plan, but is not complex enough for businesses with more than a handful of employees; ideal for very small service-based businesses, freelancers or contractors. A common issue when invoicing in Microsoft Word, Excel, or other DIY solutions is making calculation errors.
Import, merge, and categorize your bank transactions. Customers can pay instantly by credit card or Apple Pay when they view the biological assets invoice online. Simply email your customers an invoice and they can use the secure “Pay Now” button to send over your payment.
Servers are housed under physical and electronic protection. Wave is PCI Level-1 certified for handling credit card and bank account information. Wave is a Canadian company that provides financial services and software for small businesses. Wave is headquartered in the East Bayfront neighborhood in Toronto, Canada. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
- Wave’s invoicing is free and unlimited, with customizable templates and a user-friendly interface, putting it on par with some of the best invoicing software solutions for small businesses.
- We believe everyone should be able to make financial decisions with confidence.
- See our step-by-step guide on how to import bookkeeping data into Wave here.
Wave has helped over 2 million North American small business owners take control of their finances. Wave has helped over 2 million small business owners in the US and Canada take control of their finances. Wave’s software is free, as opposed to freemium, in that the tools can be used without tiers or limits indefinitely. He comes to Wave with decades of executive experience, most recently as General Manager for Afterpay North America, and previously as Executive Vice President at Mastercard.
You can accept credit cards and bank payments for as little as 1%2 per transaction. Wave’s invoicing is free and unlimited, with customizable templates and a user-friendly interface, putting it on par with some of the best invoicing software solutions for small businesses. Pro plan capabilities include recurring invoicing and the option to let repeat clients opt into automatic credit card billing. Once logged in, your main dashboard will show your cash flow, profit and loss, invoices, bills and other financial insights. From the dashboard (or the Banking menu on the left-hand side), you’ll be able to connect your bank and credit card accounts to automatically download and categorize your transactions if you opted for the paid Pro plan.
We provide different levels of support, depending on the plan and/or the add-on features you choose. Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay. You’ll both appreciate the speed and convenience. Create beautiful invoices, accept online payments, and make accounting easy—all in one place. These ratings are meant to provide clarity in the decision-making process, but what’s best for your business will depend on its size, growth trajectory and which features you need most.
